Obamacare or Affordable Healthcare Act – call it what you want, but just know that Today is the last day to sign up for Healthcare so get it crackin! If you still have questions, see the info below and get details!
Where do to I sign up for Obamacare?
Go to www.healthcare/gov or call 1-800-318-2596
Question: How do I sign up for Obamacare?
No matter what state you live in, you can access plans in your area at www.healthcare.gov. Under Obamacare, or the 2010 Affordable Care Act, more than a dozen states operate their own on-line marketplaces, also known as exchanges. Other states use www.healthcare.gov as a platform for their exchanges. They’re all accessible through the “apply now” orange button on the www.healthcare.gov home page.
You can also call the marketplace at 1-800-318-2596.
Q. Who is eligible for Obamacare?
Most people are eligible for health coverage through the Health Insurance Marketplace, or state exchanges, but the bigger question is whether you will are eligible for premium tax credits — a sort of financial assistance — there. To be eligible for health coverage through the Marketplace, you must live in the United States and be a U.S. citizen or national. In other words, you have to be legally present. You also can’t be in prison. If your income is between 100% to 400% of the federal poverty level, you may be eligible for tax credits. If your income is below 250% of the federal poverty level, your copays and other out-of-pocket expenses might shrink. If you are below roughly 133% of the poverty level in many states, you may be eligible for an Expanded Medicaid program. (See those federal poverty levels and examples of tax credits here).
Q. What is the deadline to sign up for Obamacare?
For most people, March 31 is the deadline to get insurance this year and to avoid paying a tax penalty. You may be able to enroll later this year if you qualify for a special enrollment period because you’ve had a qualifying life event, such as having a baby, losing your coverage, or moving to another state.
Q. What is the Affordable Healthcare Act?
It’s actually the Affordable Care Act. The 2010 Patient Protection and Affordable Care Act is also called federal health reform or Obamacare. It was passed by Congress and signed into law by President Barack Obama in 2011, and upheld by the U.S. Supreme Court in 2012.
Q. Is Obamacare free?
It depends on your income and how often you see a doctor. For many low-income Americans, premium tax credits chartwill cover the costs of monthly premiums. And those policies must provide preventative services, such as periodic mammograms, free of charge. However, the cost of premiums are only a small part of your health care freep story link coverage. Plans sold on the exchanges cover from 60% to 90% of your total costs. Consumers share the cost by paying copays, coinsurance and deductibles. The more your plan costs in monthly premiums, the more likely it will cover more of your medical care if you need it.
Q. What is the Obamacare phone number?
The 24-hour call center can be reached at 800-318-2596. Many of your questions can be answered at www.healthcare.gov as well.
Q. What are Obamacare insurance premiums?
The monthly premiums, or upfront costs for coverage vary — not only by the cost of different policies offered by various insurers, but also by how much financial assistance you may get because of your household income. If your income is between 100% to 400% of the federal poverty level, you may be eligible for tax credits. If your income is up to 250% of the federal poverty level, your copays and other out-of-pocket expenses might shrink. If you are below roughly 133% of the poverty level in many states, including Michigan, you may be eligible for an Expanded Medicaid program. (See those federal poverty levels and examples of tax credits here).
Q. What is Obamacare how does it work?
The 2010 Patient Protection and Affordable Care Act is also called federal health reform or Obamacare. The idea is to make health care coverage more accessible to millions of Americans who are either uninsured or were covered by plans that offered very limited coverage. But nearly everyone has to purchase coverage or face a tax penalty. And some Americans have complained that previously affordable plans were canceled because they didn’t meet the requirements of the now 4-year-old law. The deadline for most Americans to sign up is March 31. Those who have affordable and quality health insurance through employees are considered covered already. Some of the poorest Americans will be covered by newly expanded Medicaid programs. Others — those whose incomes are between 100% to 400% of the federal poverty level — may be eligible for tax credits, or financial assistance, that could reduce the cost of monthly premiums for coverage.
Q. What is the fine for not signing up for Obamacare?
The fine is $95 or 1% of your income after $10,150 — whichever is higher — for a single person this year. But that penalty— also called the individual responsibility payment — increases over time and with the size of your family.
Q. What will Obamacare cover?
With few exceptions, insurance plans created or significantly changed after March 23, 2010 — the day President Barack Obama signed the Affordable Care Act — must cover 10 essential benefits. That’s more than many plans that were sold to individuals previously covered. For example, many plans previously excluded maternity care or prescription drug coverage. That could mean higher costs for many consumers who had leaner policies before the health law, but it also means a higher standard of covered care. The plans also provide free preventative care in an effort to keep down health care costs.
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